Insights

If you’re self-employed or a landlord, big changes are on the horizon. From April 2026, HMRC is rolling out Making Tax Digital for Income Tax (MTD IT) – and it’s going to affect the way you report your income. This isn’t just another bit of red tape. It’s a whole new way of managing your […]

From April 2025, there will be significant changes to Class 1 (Secondary) Employer’s National Insurance Contributions (NICs): • The Employer’s NIC rate will increase from 13.8% to 15%. • The Employer NIC threshold (the salary above which Employer’s NIC is payable) will drop from £9,100 to £5,000 per year. Employment Allowance Employment Allowance (EA) increases […]

In the intricate world of retirement planning, one size certainly does not fit all. As a small business owner or a director of a family-run enterprise, your financial future deserves a pension scheme tailored to your unique needs and ambitions. Keep reading to learn about the Small Self-Administered Scheme, or SSAS, a pension scheme that […]